Business insurance policies can be written on two bases – ‘claims made’ or ‘claims occurring’. Knowing the difference and understanding how this relates to the period a policy covers is important should you need to make a claim. This covers work that is in progress that is damaged by an insured event, such as a fire, flood, vandalism or theft. And now, you’ll get a fast-upfront payment of up to £1,500 to help you replace your essential tools or business equipment if they’re stolen or damaged, with Tools Essentials. This covers the legal and compensation costs you are required to pay if an employee gets injured or becomes ill because of the work they do for you. Employers’ liability insurance is a legal requirement if you have employees.
Is a valuable cover for any business that provides a professional service, especially if this service rests on giving business advice. Because … Read MoreRead More »